Get Started Investing in Zambia
You do not have to be ready to invest today. You can start preparing today.
Discover the financial foundations, accounts and documents you need to prepare for Unit Trusts, Government Bonds or Shares. Still saving? Build your own savings target first.
Are You Financially Ready?
Investing works best when you understand your monthly finances and know what you are investing for.
You do not have to tick every box today. Use this checklist to identify what you need to work on next.
Consider expensive debt, emergency savings and when you may need access to your money. Never invest money needed for essential expenses.
Explore the PATH Investing Framework →Financial Readiness Checklist
Build Your Savings Goal
Choose an amount you want to accumulate, enter what you have already saved and how much you can save each month.
You will see an estimated time to reach your savings target.
These are your personal savings targets, not minimum investment amounts.
Illustrative calculation only. Assumes a constant monthly contribution, with no interest, fees or withdrawals.
Try a Savings Goal
Prepare for the Investment You Want to Make
Each investment option has a different account-opening process. Tick off the steps you have completed, then follow the official provider instructions.
Unit Trusts
Buy units in a professionally managed collective investment scheme. You generally do not need a stockbroker to subscribe directly to a fund.
Free resource: Learn how to evaluate and compare unit trust funds before investing.
GRZ Bonds
Lend to the Government of Zambia through debt securities. The route below focuses on direct Bank of Zambia participation.
Shares
Buy an ownership interest in companies listed on the Lusaka Securities Exchange through a licensed stockbroker.
These checklists are educational preparation aids, not proof of eligibility or account approval. Financial institutions may request additional documents. Always verify licensing, fees, minimum amounts and product requirements before making payments.
Choose Your Next Learning Step
Start with a free introduction, go directly to a focused beginner class, or learn the full planning process through PATH.
Free Investing Basics
A short online introduction to Unit Trusts, Government Bonds and Shares, with a live opportunity to ask questions.
See Free Webinar Dates →Beginner Investing Classes
Practical classes on how specific investments work and how to prepare to participate.
See Classes & Dates →PATH Investing Framework™
Build an integrated investment plan using PLAN, ACT, TRACK and HARVEST.
Explore PATH →Educational Information Only. These tools do not constitute personalised investment, legal or tax advice. Savings calculations do not include interest or investment returns. Investments carry risks, including possible loss of capital. Verify providers and requirements through the relevant regulators and financial institutions.