Withdrawal & Income Tracker (Excel)

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  • Create Date September 14, 2026
  • Last Updated September 14, 2026

Withdrawal & Income Tracker (Excel)

The "Harvest" stage of IPA's PATH Investing Framework™ is about realising the returns your money has been working for — the dividends, interest and coupons landing in your account, and eventually drawing down your portfolio itself. This free workbook covers both.

What's inside:

  • A 12-month Income Tracker for dividend, interest and coupon income by source, with an estimated withholding tax deduction and net income chart
  • A Sustainable Withdrawal Estimate that tests a chosen withdrawal rate against your portfolio value and an assumed long-run real return
  • A Reinvest vs Withdraw comparison showing what the same income becomes if compounded instead of taken as cash

Not sure your portfolio is ready to draw from yet? Use our Portfolio Snapshot Tracker under Track first, or book a consultation with our Investment Advisory team.

This tool is provided free for general financial education and does not constitute personalised financial or tax advice.